Saving Rates

Effective 12/16/2016
APY = Annual Percentage Yield

Account Type

Minimum Balance
to Earn Interest

Dividend Rate

APY

Share Savings

$100.00

.15%

.15%

Golden Nugget Checking Account

$500.00

.15%

.15%

IRA Share

$100.00

.30%

.301%

Account Type

Minimum Balance

Dividend Rate

APY

Money Market Share

$1,000 – $10,000

.15%

.150%

 

$10,001 – $25,000

.25%

.251%

 

$25,001 – $50,000

.30%

.301%

 

$50,001 and over

.35%

.351%

Account Type

Minimum Balance

Dividend Rate

APY

6 Month

$1,000

.35%

.350%

9 Month

$1,000

.50%

.501%

12 Month

$1,000

.55%

.551%

18 Month

$1,000

.60%

.601%

24 Month

$1,000

.85%

.853%

36 Month

$1,000

1.10%

1.105%

48 Month

$1,000

1.30%

1.306%

60 Month

$1,000

1.45%

1.458%

12 Month IRA CD

$1,000

.55%

.551%

RATES QUOTED ARE SUBJECT TO CHANGE

Dividends are not payable (on Share accounts) until declared and unless current and undivided earnings are available after required transfers to reserves at the close of a dividend period. Dividend rates will be adjusted at the discretion of the Board of the Credit Union and can be adjusted at any time. The credit union has the following Variable Rate accounts: Share Savings, Share Draft Checking, Money Market Share, and IRA Share Accounts. Variable rate accounts have no rate change limitations. The Dividend period is quarterly and the frequency and compounding of dividends is quarterly. Account fees could reduce earnings. Annual Percentage Yield rates are based on the assumption that Interest is paid to principle, there are no early withdrawals from CDs prior to maturity and CDs are renewed at maturity. Withdrawals of principle from CDs prior to the maturity date will be assessed a penalty of (90) days worth of interest. Ask an employee for further information about the fees and terms applicable.